• Los Angeles

    Love & Money: How to Date a Financial Opposite

    You may feel it’s too early to talk about money with someone you’ve just started dating, or that your finances are not your partners businessbut this conversation can only help to strengthen the relationship.  In general, it’s best to use the first few dates as a time to feel out your partner’s value system on the things that matter to youand this includes discussing money. 

     

    According to a CNBC report, finances are the leading cause of stress in long-term relationships, with 35 percent of respondents saying that money is a major source of conflict within their relationship. This is why its important for couples to open up their financial lives to one another so that they can do a real assessment of what is feasible based on their reality.  

     

    If you can bare your body and soul to this person, you should be able to open up about your finances,” expresses money expert and Founder of FINancial SharktressGalit Tsadik, It is something that will impact the rest of your lives together and can cause a lot of friction in a relationship if not discussed!” 

     

    They say opposites attract, and more often than not we find ourselves dating or marrying our financial opposite. Although dating someone with different values in money can be a challenge, it doesn’t mean the relationship can’t succeed. It only means you have to be more conscientious on how to manage the money and communicate around it.  Galit has a few tips on how to navigate through the relationship and find financial common ground.

     

    1.Help first. Your resources are better than money! Have regularly scheduled money dates where you go over each other’s finances and offer advice/teach each other what you’ve learned over the years. Come with an open mind and listen to each other. 

     

    2.) Don’t encourage unsustainable habits. For some reason, finances are a subject nobody wants to discuss. Does anyone ask whether the shiny new car parked outside was bought with cash or with credit? No. Does anyone discuss monthly saving plans and saving strategies? No. Does anyone address the many unnecessary items their partner buys on a whim, for instant gratification? Again, no. Just like you wouldn’t give a drunk an alcoholic drink to help them stop drinking, do not throw money at a person who engages in addictive spending behaviors. Throwing money at bad behavior is not the answer; it would only serve to make the problem grow even more out of control.

     

    3.) Don’t be a borrower or a lender, your relationship will suffer! Stop being the ‘loving lender.’ Lending instead of simply giving seems the sensible thing to do. After all, this at least respects their ability to get back on their feet and pay you back. But, as with many of the factors behind the numbers and amounts in your budget, there are human factors that really make lending or borrowing a terrible idea when it comes to healthy financial relationships. Conversations can become tense, meals out become something to avoid rather than look forward to. Keep lending and your partner might be looking to you to pick up the check for the rest of your life: that’s not a healthy behavior to adopt!

     

    4.Try out a money coach! Many financial coaches offer group programs. I’m partial to my group program, the Inner Shark Tribe, but most valid group programs will help. Just make sure the group culture as well as group leader is the right fit for you both. Join together and make getting financially healthy something fun you do together.

     

    About Galit: Galit Tsadik is the founder & SHE.E.O. of FINancial Sharktress, as well as her namesake company, Tsadik G. Management and a respected money expert. Learn more at: https://financialsharktress.com/.

     

    Connect Socially

    Facebook: https://www.facebook.com/FINancialSharktress/

    Facebook Group (Righteous Revenue Fishbowl): https://www.facebook.com/groups/RighteousRevenue/

    Instagram: https://www.instagram.com/financial_sharktress/

    Twitter: https://twitter.com/fin_sharktress

     

  • Gift Guide

    Pet Lovers Fall Must Have Items

    One Fur All Pet House Candles make awesome gifts! There are over 40 fragrances to choose from to find the perfect smell for the special someone on your list. Choose from full size candles, mini candles, wax melts, car fresheners and air sprays. As we get ready for Fall, Pumpkin Spice is a warm and spicy holiday favorite with a blend of pumpkin, cinnamon sugar, maple butter and vanilla bean. They are made in the USA with soy wax. They smell amazing and get rid of any unpleasant odor. https://www.onefurallpets.com/products/pumpkin-spice?_pos=10&_sid=d1602b647&_ss=r

    Image taken by walterthegoodestboy of The Bully Buddy
    Bow Wow Labs – the Bully Buddy – Solving the Bully Stick Problem 
    Get this: over half a million dogs each year are estimated to choke on or swallow an object that’s too big for them to digest. In fact, veterinarians everywhere can attest that gastrointestinal distress is the most common reason for emergency vet visits, and even more troubling, bully sticks are often the culprit.  Beware the tail-end of the bully stick!  Dogs and dog owners love bully sticks because they are easy-to-digest, natural, healthy, stimulating and delicious. But as dogs chew the stick down, they increase the risk of choking on the tail end of the treat. If that little nub gets swallowed whole, your dog could choke or develop an intestinal blockage – both of which are serious medical emergencies.  This is not a small risk either – it happens All. The. Time.

    https://bowwowlabs.com/

    Alpine Outfitters – Made in the USA “active” dog gear 
    Every Active Dogs Needs a Harness from Alpine Outfitters!
    It’s made from a soft and breathable material that has held up wonderfully in all types of weather.  I’m also thankful it’s machine washable because my Lab often swims in the lake with it on. Overall, I highly recommend this harness to all dog owners. Made in the USA and definitely top-notch quality!
    Animal Biome – Gut Health kit for at  home use for dogs & cats – great for our new COVID home based lifestyle. It’s like KOMBUCHA for pets! Test your pets at home and find out if what you are feeding them is working out. Restore Cat & Dog Gut Health with  AnimalBiome Microbiome Products – https://www.animalbiome.com/
  • Health

    Take Care of Yourself: The Importance of Self-Care with Life Coach Dana Humphrey

    Most people understand that self-care is an essential part of staying physically and mentally healthy. However, for many people, learning to practice self-care regularly can be a process that can feel challenging. Whether you work full-time, are a stay-at-home mom, a caregiver for an elderly parent, or a healthcare employee working long hours during the pandemic; finding the time to nourish your mind, body and soul must be made a priority.

    It’s important to remember that self-care is not about being selfish. It is about replenishing and refreshing your spirit in different ways. ‘You can’t pour from an empty cup’ is a popular saying that holds so much truth.

    July 24th marks International Self-Care Day, an annual opportunity to put a spotlight on self-care and the benefit effective self-care can bring to both individuals and healthcare systems as a vital foundation of health. Life Coach, Dana Humphrey, is sharing quick and effective tips on how to practice self-care so that you can become the very best version of you!

    Nature: Take a walk. Let the beauty of nature feed your soul. Walking has been shown to be valuable in improving mental health, particularly depression, so it is important to try and walk daily. When you do go for a walk, set your focus on just the experience of walking and your surroundings. For example; your feet on the ground, the fresh air, sunshine, birds singing, etc. Be mindful, embrace each step and you will be sure to feel rejuvenated afterwards!

    Boundaries: Set boundaries. Protect your precious time and energy. It’s important to learn how to say “no” to things that over-extend you and instead make time for things that matter more. When you do this, you slow down life in a wonderful way. Creating boundaries and learning to say no also helps to bring your goals into sharper focus. You will feel happier and more productive!

    Action: Take action. The journey to find yourself begins with one step. We often loose our sense of identity while caring for others or just dealing with the normal hustle and bustle of life. It’s so important to take action to do the things that make you feel alive. Do you enjoy painting? Bike riding? Yoga? Reading a book? It’s up to YOU to make those joys come to light. Remember: Actions speak louder than words!

    Power: Own your power. Every storm brings a fresh, new beginning. There will always be hurdles and struggles in life. We are always facing something and because of this, it may feel like we lose our power during the extra tough times. Self-care is how you take your power back! It’s crucial to not forget about yourself along the way. Stay strong and diligent in taking care of YOU in order to weather every storm!

    Blessings: Count your blessings. A grateful heart attracts more joy, love and prosperity.  The power of gratitude helps us to express thankfulness and appreciation, which impacts the overall experience of happiness. A journal is a great way to jot down blessings that come to mind and reflect on them later on. Make a gratitude list or simply repeat affirmations to yourself that ground you. There is always something to be thankful for!

    Dance: Step into the light. Share your gifts and talents with the world. Dancing to your favorite song is a great way to work out your body and release tension! Studies show that dance can help you lose weight, stay flexible, reduce stress, make friends, and so much more. You can achieve a good dance session right in the comfort of your home, or you can look for a local dance class like Zumba. Dance is so much more than exercise – it’s about getting to know you. So dance like nobody is watching and reap the many benefits that come along with it!

    About Dana Humphrey: In her social circles, friends describe Dana as a psychonaut. She spent her childhood dragging her family to church. Dana is passionate about self-development and spiritual growth and over the past 20 years has explored many different energetic healing modalities revolving around sound, breath and movement to find her inner guidance or GU (self) RU (teacher). Some modalities of interest have been Reiki, various forms of meditation including Vipassanā, tantra, tarot, yoga, breathwork, song, plant medicine and dance. Dana has traveled to more than 80 countries and lived in five, she was born in Calgary and has lived in NYC since 2008. After launching and running a successful PR firm for over 12 years, she decided to pivot and use her life experience to coach women desiring to live a more fulfilling life.

    Learn more about Dana Humphrey Life Coaching here: https://www.danahumphrey.com/.

    Connect Socially:

    Facebook: https://www.facebook.com/danahumphreylifecoach/.

    YouTube: https://www.youtube.com/channel/UCuEG2wAhZyb1rFKFNnJ1yxA/.

    Instagram: @danakhumphrey
    Twitter: @danakhumphrey

  • Health,  San Diego,  WorldWide

    Fun & Motivating WALKING Challenges with 99Walks

    99 Walks isn’t just an app for tracking steps, it’s a community of women dedicated to walking their way to better. You can join a team, participate in monthly challenges, and have the opportunity to earn wearable jewelry when completing your goals. A 99 Walks membership offers a variety of resources to support you on your walking journey. Within the app, you can find podcasts, music, walking meditations, pace data, and work out classes!

    HOW IT WORKS

    STEP 1.

    Join here on the site, then download the 99 Walks app to track your walks and take fun classes to keep you moving. Set your personal goal for the month and grab your walking shoes!

    STEP 2.

    Get out there and walk! 99Walks’ community of like-minded women will cheer you on every step of the way, and the carefully curated daily inspiration and awesome app features will keep you motivated.

    STEP 3.

    Crush your goal and earn a gorgeous piece of “wearable inspiration,” an exclusive, inspirational bracelet engraved with the month’s theme.

    Ready to get started with 99 Walks? Good news! You’re in the right place. 99 Walks has a walking plan designed to help you explore all that 99 Walks has to offer as begin to build a new walking habit that can have a powerful impact on your mind, your body, and your soul. Know more about Two-week walking plan, you can click the link here, https://www.99walks.fit/two-week-walking-plan.